you’ll likely be offered incentives for using the builder’s preferred lender. But are those incentives worth it? Richard Luebeck

If you're buying new construction in Katy, TX in 2026, you’ll likely be offered incentives for using the builder’s preferred lender. But are those incentives worth it? Richard Luebeck, REALTOR® with 500+ closings and 350+ five-star reviews, explains how to compare options and avoid long-term costs across Katy, Fulshear, Richmond, and Houston.